Garnishment Calculation Worksheet {3DC27C}

Form 3DC27C - GARNISHMENT CALCULATION WORKSHEET. This form is used to determine the amount, if any, that can legally be withheld or garnished from a single paycheck of a judgment debtor. This form ensures that garnishments comply with both Hawai‘i state law and federal law, by guiding the user through detailed calculations based on the debtor’s disposable earnings—income remaining after mandatory deductions such as taxes, Social Security, and Medicare. The worksheet is divided into three main parts: (1) a Disposable Earnings Worksheet to calculate the net income subject to garnishment, (2) a Hawai‘i Law Garnishment Worksheet which applies state-specific limits based on monthly income thresholds, and (3) a Federal Law Garnishment Worksheet which sets protections and percentage limits depending on income levels and pay periods. After performing calculations under both state and federal rules, the garnishment amount is determined by taking the lesser of the two results, ensuring the debtor is not over-garnished. If the smaller of the two results is zero, then no garnishment may be made from that paycheck. www.FormsWorkflow.com