Short Form Mortgage (Single Family Fannie Mae Freddie Mac) {3033-SF}

NEW YORK--SINGLE FAMILY--FANNIE MAE/FREDDIE MAC SHORT FORM MORTGAGE. This is a standardized New York mortgage instrument used for single-family residential properties. This short form incorporates by reference a recorded Master Form Mortgage, reducing document length and recording costs while ensuring full compliance with Fannie Mae and Freddie Mac requirements. The form defines the key parties—Borrower and Lender—and references the Note, Riders, and Master Form governing the mortgage terms. It transfers to the lender all rights in the described property, fixtures, and easements as security for repayment of the loan and performance of borrower obligations. Borrowers must sign to acknowledge receipt of the Master Form and agreement to its covenants. The document is written in plain language for clarity. www.FormsWorkflow.com