Mortgage Foreclosure Mediation Writ (Automated Residential) {CIV-WRT-07-A }

SCIRE FACIAS SUR IN RECORD, AUTOMATIC MORTGAGE FORECLOSURE MEDIATION PROGRAM. This form is used in the Superior Court of the State of Delaware to initiate legal proceedings in a mortgage foreclosure case where the foreclosure is subject to the state’s automatic mediation program. It commands the sheriff to formally summon the defendant (typically the homeowner) and outlines their legal obligations to respond. The defendant must file an answer to the complaint and, if required, an affidavit of defense, either before any scheduled mediation session or within 20 days of a cancellation request. Additionally, the sheriff is ordered to serve the defendant with specific foreclosure-related documents, including a notice about the mediation program, a list of HUD-approved housing counselors, and various intake and participation forms. The purpose of this form is to ensure that homeowners facing foreclosure are informed of their legal rights and are given an opportunity to participate in a court-supervised mediation process that may help them avoid foreclosure through negotiation or financial counseling. If the defendant fails to respond as required, the court may enter a default judgment in favor of the plaintiff (usually the lender), leading to the foreclosure moving forward. www.FormsWorkflow.com