Disclosure To Debtor Of Attorney Fee Procedure For Chapter 13 Cases {3}

Local Form 3 Debtor(s) March 2013 DISCLOSURE TO DEBTOR OF ATTORNEY'S FEES PROCEDURE FOR CHAPTER 13 CASES IN THE UNITED STATES BANKRUPTCY COURT FOR THE WESTERN DISTRICT OF NORTH CAROLINA After consultation with the undersigned attorney, you have decided to file a petition for relief under Chapter 13 of the United States Bankruptcy Code. Accordingly, you are hereby given notice that pursuant to the Local Rules of the Bankruptcy Court, the base fee for a Chapter 13 case is established at $ 3,900 . Payment of all or part of this fee may be included in your payments to the Chapter 13 Trustee. The attorney's services included in the base fee are those normally contemplated in a Chapter 13 case. They are as follows: (a) (b) (c) Providing the pre-filing notices required by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005; Preparation and filing of your petition, schedules, supplemental local forms, Chapter 13 Plan, and mailing matrix; Circulating a copy of the Chapter 13 plan to all creditors and interested parties as reflected in the case matrix and service of amended plan if appropriate; Drafting and mailing letters to you regarding your attendance at the § 341 meeting of creditors, escrow of first money, and your other responsibilities; Preparing for and attending the § 341 meeting of creditors; Reviewing the confirmation order and periodic case status reports from the (g) (h) Chapter 13 Trustee; Reviewing the Motion of Trustee for Determination of Status of Claims in confirmed plan; Maintaining custody and control of all case files with original documents for such periods as prescribed by law or Local Rule; Serving orders on all affected parties; Verifying your identity and social security number and furnishing to the Chapter 13 Trustee your IDs, tax returns, and payment advices, if required; Defending objections to confirmation of your Chapter 13 Plan filed by the Chapter 13 Trustee; and Preparing and filing Local Form 8 or Local Form 8HD. (i) (j) (d) (k) (l) (e) (f) The base fee shall also include the following services to the extent they are requested or reasonably necessary for your effective representation: (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) Preparing and filing proofs of claim on your behalf for your creditors; Drafting and filing objections to scheduled and unscheduled proofs of claim; Assuming and rejecting unexpired leases and executory contracts; Preparing for and attending valuation hearings; Motions to transfer venue; Conferring with you regarding obtaining post-petition credit where no formal application is ultimately filed; Drafting motions to avoid liens pursuant to § 522(f); Calculating plan payment modifications, where no formal motion is ultimately filed; Responding to creditor contacts regarding plan terms, valuation of collateral, claim amounts, and the like; Responding to your contacts regarding job losses, changes in your financial circumstances, address changes, and advising the Court and the Chapter 13 Trustee of the same when appropriate; Communicating with you, to a degree that is reasonable, regarding mortgage payment defaults, lease defaults, insurance coverage or the lack thereof, warranties, possible credit disability, life insurance coverage, and the like; Obtaining and providing the Chapter 13 Trustee with copies of documents relating to lien perfection issues, such as recorded deeds of trust, purchase money security agreements, and the like; Drafting and mailing letters to creditors upon entry of discharge regarding lien releases, turnover of clear title certificates, cancellation of deeds of trust and judgments, and the like; Drafting and mailing of certified letters to creditors regarding matters related to alleged violations of the automatic stay. Drafting and mailing letters regarding voluntary turnover of property. Reviewing documents in relation to the use or sale of collateral when no formal application is ultimately filed. Providing you with a list of answers to frequently asked questions and other routine communications with you during the pendency of the case. Requesting plan payoffs from the Chapter 13 Trustee. American LegalNet, Inc. www.FormsWorkFlow.com (l) (m) (n) (o) (p) (q) (r) (k) In some Chapter 13 cases, legal services which are beyond those normally contemplated must be performed. These legal services are not covered by the base fee. These "non-base" services include the following: (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) (l) (m) (n) Abandonment of property post-confirmation; Motions for moratorium; Motions for authority to sell property; Motions to modify plan; Motions to use cash collateral or to incur debt. Defense of motions for relief from stay or co-debtor stay; Defense of motions to dismiss filed after confirmation of your plan; Stay violation litigation, including amounts paid as fees by the creditor or other parties; Post-discharge injunction actions; Adversary proceedings; Motions to turnover property; Conversions to Chapter 7; Motions to substitute collateral; and Any other matter not covered by the base fee For such "non-base" services you will be charged on the basis of attorney's time expended at the rate of $ per hour plus the amount of expenses incurred (such as court fees, travel, long distance telephone, photocopying, postage, etc.). Such "non-base" fees are chargeable only after the same are approved by the Bankruptcy Court. Except as set forth below, before any such fees are charged you will receive a copy of my motion filed in the Court requesting approval of any such "non-base" fees as well as a notice explaining your opportunity to object if you do not agree with the fee applied for. Any fees awarded for "non-base" services will be paid to the undersigned attorney from your payments to the Chapter 13 Trustee in the same way as payment of "base" fees. It is possible that "non-base" fees approved by the Court may cause your payment to the Chapter 13 Trustee to be increased or the term of your Chapter 13 plan extended. Whether or not a payment increase or an extension will be necessary depends upon the facts of your case. If a payment increase is necessary because of a court-approved "non-base" fee, the Chapter 13 Trustee will notify you of the amount of the increase. In the Court's discretion, your attorney in a Chapter 13 proceeding may request, in open court, and without any other notice, "non-base" fees for the following services in amounts not exceeding those shown below. With