Certification About A Financial Management Course {B423}

Official Form 423 12/15, Certification About a Financial Management Course. If you are an individual, you must take an approved course about personal financial management if: • you filed for bankruptcy under chapter 7 or 13, or • you filed for bankruptcy under chapter 11 and § 1141 (d)(3) does not apply. In a joint case, each debtor must take the course. 11 U.S.C. §§ 727(a)(11) and 1328(g). After you finish the course, the provider will give you a certificate. The provider may notify the court that you have completed the course. If the provider does notify the court, you need not file this form. If the provider does not notify the court, then Debtor 1 and Debtor 2 must each file this form with the certificate number before your debts will be discharged. • If you filed under chapter 7 and you need to file this form, file it within 60 days after the first date set for the meeting of creditors under § 341 of the Bankruptcy Code. • If you filed under chapter 11 or 13 and you need to file this form, file it before you make the last payment that your plan requires or before you file a motion for a discharge under § 1141(d)(5)(B) or § 1328(b) of the Bankruptcy Code. Fed. R. Bankr. P. 1007(c). In some cases, the court can waive the requirement to take the financial management course. To have the requirement waived, you must file a motion with the court and obtain a court order. www.FormsWorkflow.com