32.19 [1981 Revision] Affirmative Defenses-Life Insurance-Misrepresentation of Material Fact-Not Warranted

Instruction No 1 32.19 [1981 Revision] Affirmative Defenses--Life Misrepresentation of Material Fact--Not Warranted Your verdict must be for defendant if you believe: First, decedent represented in the application for the policy that (here insert the statement, such as "he had not previously had heart trouble" ), and Second, decedent intended that defendant rely upon the representation in issuing the policy, and Third, the representation was false, and Fourth, decedent [knew that the representation was false] [did not know whether the representation was true or false], and Fifth, defendant relied on the representation in issuing the policy, and Sixth, such (here insert a description of the matter referred to in the representation ) contributed to the death of decedent. Insurance--