Written Answer Consumer Credit Transaction {CIV-GP-58b}

CIV-GP- 58b - WRITTEN ANSWER CONSUMER CREDIT TRANSACTION. This form is used in New York City Civil Court by defendants responding to a lawsuit involving a consumer credit transaction, such as credit card, retail installment, or personal loan debt. It allows the defendant to deny allegations, assert defenses, and raise counterclaims. Defendants can check applicable defenses such as improper service, identity theft or mistaken identity, lack of standing, unlicensed debt collection, statute of limitations, or bankruptcy discharge. The form also provides space to indicate income exemptions from collection and to list counterclaims with the amount and reason. After completion, the form must be signed under penalty of perjury, served on the plaintiff or their attorney, and filed with the court along with proof of service. www.FormsWorkflow.com